Terms and conditions

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY USING THIS WEBSITE, YOU
INDICATE YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS. IF YOU DO NOT ACCEPT THESE
TERMS AND CONDITIONS, THEN DO NOT USE THIS WEBSITE.

Sacco Shares Exchange Ltd. maintains this website (the "Website") as a service to its customers,
potential customers, and other interested parties. Your use of this Website and its related services is
subject in all respects to these terms and conditions. You need to be over 18 years of age to use this
website.

USE OF THE COMPANY'S WEBSITE AND ITS CONTENT
The information contained in the Website is for general guidance on topics selected by Sacco Shares
Exchange Ltd. Such information is provided on a blind basis, without any knowledge as to your identity
or specific circumstances. The application and impact of relevant laws will vary from jurisdiction to
jurisdiction. There may also be delays, omissions, or inaccuracies in information contained in the
Website. The information on this Website is provided with the understanding that the Sacco Shares
Exchange Ltd. and various authors and publishers providing such information do not constitute the
rendering of professional advice or services. As such, information on the Website should not be relied
upon or used as a substitute for consultation with professional advisors.

Sacco Shares Exchange Ltd. may alter, suspend, or discontinue this Website at any time for any reason,
without notice or cost. The Website may become unavailable due to maintenance or malfunction of
computer equipment or other reasons.

No part of the Website may be reproduced or transmitted in any form, by any means, electronic or
mechanical, including photocopying and recording, except that the Company authorizes you to view,
copy, download, and print Sacco Shares Exchange Ltd.’s documents (such as press releases and FAQs)
that are available on the Website, subject to the following conditions:
The documents may be used solely for noncommercial, informational purposes.

The documents may not be modified.

Nothing contained on the Website should be construed as granting, by implication, or otherwise, any
license or right to use this Website or any documents displayed on the Website, through the use of
framing or otherwise, except: (a) as expressly permitted by these terms and conditions; or (b) with the
prior written permission of Sacco Shares Exchange Ltd. or such third party that may own the copyright of
material displayed on the Website.

at https://saccoexchange.com/terms?v=1 and is hereby incorporated by reference into these terms and
conditions.

ACCURACY OF CONTENT AND FUTURE MODIFICATIONS TO WEBSITE
The information on the Website is believed to be complete and reliable; however, the information may
contain technical inaccuracies or typographical errors. In addition, the Sacco Shares Exchange Ltd.
information provided by this Website was current as of the date on which the information was first
posted or otherwise made available. The information in any press releases provided by the Website was
current as of the date of the particular press release. We update the information provided by this
Website as we deem appropriate.

If you have any questions about the existence of more current information, please send those questions
to info@saccoexchange.com. We take your questions and requests for information seriously, and we
will do our best to respond in a timely manner. However, we cannot guarantee a prompt response in all
cases.

Sacco Shares Exchange Ltd. reserves the right to make changes to document names and content,
product or service specifications, or other information without obligation to notify any person of such
changes.

ELECTRONIC COMMUNICATIONS
When you sign up to use the Website, you are consenting to receive communication from us
electronically. We'll do this via email or directly through the Website. You agree that any communication
sent to you electronically satisfies legal requirements for official communication.

ACCOUNT, REGISTRATION, PASSWORD
You are solely responsible for keeping your account and password information confidential. If you sign
up to use the Website, you agree that you are providing us with the accurate, complete information we
request from you. We are not responsible for any delays or misunderstandings resulting from incorrect
information you submit, or outdated information you do not update. You agree that your password and
identification are to be kept confidential and that you will notify Sacco Shares Exchange Ltd. if someone
unauthorized uses your password.

You are personally responsible for all traffic originating from Your Account using your account
credentials to the Services. As such, you should protect your authentication keys and security
credentials. Actions taken using your credentials shall be deemed to be actions taken by you, with all
consequences including service termination, civil and criminal penalties.

INFORMATION SUBMITTED ON WEBSITE
Any information you submit to any part of the Website immediately becomes the sole property of the Sacco Shares Exchange Ltd. Sacco Shares Exchange Ltd. is entitled to use information you submit for any
type of use forever, including in current or future media, including advertising or promotional material
with no compensation to you. Therefore, when you submit any material to the Website, you represent
and warrant that you own the legal rights and licenses to and in that material and information, and that,
therefore, any use by Sacco Shares Exchange Ltd. of the material will not infringe on any third party
ownership, licenses, or right.

You acknowledge that any communications to or with bulletin board services, chat areas, news groups,
forums, communities and/or other message or communication facilities are not private
communications, so please be aware and careful of private information. Sacco Shares Exchange Ltd.
does not control or endorse any of the information found in bulletin board services, chat areas, news
groups, forums, communities and/or other message or communication facilities. Information submitted
by the Sacco Shares Exchange Ltd.'s representatives does not necessarily reflect the views of the Sacco
Shares Exchange Ltd. Any information submitted in any way is treated as non-confidential unless
otherwise stated in our Privacy Policy. Sacco Shares Exchange Ltd. can use any of the ideas, concepts,
techniques, or knowledge shared in any communication you send to the Website for any use including
but not limited to sales, marketing, product development, etc.

MONITORING
Sacco Shares Exchange Ltd. has no obligation to monitor or censor any part of the Website or content
found on the Website. However, Sacco Shares Exchange Ltd. reserves the right to review, delete, edit,
and modify content posted without notifying you. The Company is not obligated to post any content
that you submit. Sacco Shares Exchange Ltd. reserves the right to disclose any information you post to
satisfy legal, regulatory, governmental, or contractual obligations. Sacco Shares Exchange Ltd. shall have
no liability in connection with any content or content submitted to, shared, posted, or displayed on the
Website.

USER CONDUCT
If we provide visitors with an opportunity to post information, comments, or any messages on the
Website, you may not use this Website and its related services to:

Transmit via or through the Website any information, data, text, images, files, links, software, chat,
communication or other materials ("Content") that is, or which the Sacco Shares Exchange Ltd. considers
in its sole discretion to be, unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar,
offensive, obscene, pornographic, hateful or threatening to any group defined by race, religion, gender,
national origin or sexual orientation, or otherwise objectionable, including without limitation blatant
expressions of bigotry, prejudice, racism, hatred or excessive profanity or post any obscene, lewd,
lascivious, excessively violent, harassing or otherwise objectionable Content;
Sell or promote any products or services that are unlawful in the location at which the Content is posted
or received;

Display material that exploits children under 18 years of age;
Post any Content or otherwise infringe in any way or violate any copyright, patent, trademark, service
mark, trade name, trade secret or other intellectual property right of any third party;
Promote or solicit any business or promote, solicit or participate in multi-level marketing or pyramid
schemes;
Harass, embarrass or cause distress or discomfort upon another participant, user, or other individual or
entity;
Impersonate any other person, including but not limited to, a Company official, expert or bulletin board
leader, guide or host;
Post, collect or disclose any personally identifying information (including account names) or private
information about children or any third parties without their consent (or their parent's consent in case
of a person under 18 years of age);
Post or transmit any unsolicited advertising, promotional materials, or any other forms of solicitation on
our bulletin boards, including without limitation solicitations of credit card numbers, solicitations for
sponsors, or promotion of raffles or contests;
Intentionally or unintentionally violate any applicable local, state, national or international law, including
but not limited to any regulations having the force of law while using or accessing the Website or in
connection with your use of the Website, in any manner; or
Invade the privacy or violate any personal or proprietary right (including intellectual property rights) of
any person or entity.
These are some, though not all, of the activities that may result in removal of Content which you post to
the Website and/or the termination of your access to the Website. We will attempt to remove any
obscene, pornographic, or inappropriate material from the Website. Please contact us at
info@saccoexchange.com if you feel something on the Website is inappropriate.

NOTICE AND TAKE DOWN PROCEDURES
If you believe any materials accessible on or from this Website infringe your copyright, you may request
removal of those materials (or access thereto) from this Website by contacting Sacco Shares Exchange
Ltd. info@saccoexchange.com and providing the following information:

Identification of the copyrighted work that you believe to be infringed. Please describe the work, and
where possible include a copy or the location (e.g., URL) of an authorized version of the work.
Identification of the material that you believe to be infringing and its location. Please describe the
material, and provide us with its URL or any other pertinent information that will allow us to locate the
material.
Your name, address, telephone number and e-mail address.
A statement that you have a good faith belief that the complained of use of the materials is not
authorized by the copyright owner, its agent, or the law.
A statement that the information that you have supplied is accurate, and indicating that "under penalty
of perjury," you are the copyright owner or are authorized to act on the copyright owner's behalf.
A signature or the electronic equivalent from the copyright holder or authorized representative, please
enquire for contact information.
In an effort to protect the rights of copyright owners, Sacco Shares Exchange Ltd. maintains a policy for

the termination, in appropriate circumstances, of subscribers and account holders of this Website who
are repeat infringers.

INTERACTIONS WITH OTHER USERS
It is your responsibility to conduct any necessary, appropriate, prudent or judicious investigation,
inquiry, research or due diligence with respect to any communications, interactions or other relations
between you and other users of this Website.

LIMITATION OF LIABILITY
Under no circumstances shall Sacco Shares Exchange Ltd. be liable for any incidental, special,
consequential, exemplary, multiple or other indirect damages that result from the use of, or the inability
to use, this website or the information contained on this website, even if the company has been advised
of the possibility of such damages. In no event shall Sacco Shares Exchange Ltd.’s total liability to you for
all damages, losses, and causes of action resulting from your use of this website, whether in contract or
otherwise.

INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Sacco Shares Exchange Ltd., its officers, directors,
employees, agents, suppliers and third party partners from and against all losses, expenses, damages
and costs, including reasonable attorneys' fees, resulting from: (1) your use of the site, including without
limitation, any content submitted or transmitted by you via the site; (2) any use of any password chosen
by or issued to you; or (3) any violation by you of: (a) these terms and conditions; (b) Sacco Shares
Exchange Ltd.’s privacy policy; (c) any other terms, guidelines or rules applicable to the site; (d) any
rights of any other person or entity; or (e) any applicable laws, rules, or regulations.

LINKS TO THIRD-PARTY WEB SITES
This Website may contain links to non-Sacco Shares Exchange Ltd. web sites. These links are provided to
you as a convenience, and Sacco Shares Exchange Ltd. is not responsible for the content of any linked
website or the actions of those that provide or use such linked website. Any non-Sacco Shares Exchange
Ltd. website accessed from the Sacco Shares Exchange Ltd. website is independent from Sacco Shares
Exchange Ltd., and the company has no control over the content of that website. In addition, a link to
any non-Sacco Shares Exchange Ltd. website does not imply that the Company endorses or accepts any
responsibility for the content or use of such a web site.

NO IMPLIED ENDORSEMENTS
In no event shall any reference to any third party or third party product or service be construed as an
approval or endorsement by Sacco Shares Exchange Ltd. of that third party or of any product or service
provided by a third party.

ENFORCEMENT OF TERMS AND CONDITIONS
These Terms and Conditions are governed and interpreted pursuant to all the relevant laws of the
Republic of Kenya notwithstanding any principles of conflicts of law.
If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed
severable and will not affect the validity and enforceability of the remaining provisions. Sacco Shares
Exchange Ltd. may, at its sole discretion and without notice, revise these Terms and Conditions at any
time by updating this posting.

TERMINATION
Notwithstanding any of these Terms and Conditions, we reserve the right, without notice or attendant
liability, and in our sole discretion, to terminate your right to use this Website, and to block or prevent
future access to and use of this Website for any reason or no reason. Upon termination, these Terms
and Conditions will still apply.